All personal finance calculators
26 tools across 7 categories — every cent calculated transparently. 26 live now, more rolling out weekly.
💸 Income & Paycheck (3)
Take-home pay, salary conversion, paycheck breakdown
Paycheck Calculator
Calculate your net take-home pay after federal tax, state tax, and FICA.
Salary Calculator
Convert annual salary to hourly, monthly, weekly, and daily rates.
Hourly to Salary Calculator
Convert your hourly wage to an equivalent annual salary.
🏡 Loans & Mortgage (4)
Mortgage, loans, affordability, refinance
Mortgage Calculator
Calculate monthly mortgage payments, total interest, and amortization.
Loan Calculator
Personal, auto, and student loan payment calculator.
Mortgage Affordability Calculator
How much house can you afford based on your income and debts?
Mortgage Refinance Calculator
Should you refinance your mortgage? Break-even analysis.
📈 Savings & Investment (5)
Compound growth, savings goals, ROI
Compound Interest Calculator
See how compound interest grows your savings over time.
Savings Calculator
How much to save monthly to reach your savings goal.
Investment Calculator
Project the future value of an investment portfolio.
ROI Calculator
Return on Investment calculator with annualized returns.
APY Calculator
Calculate Annual Percentage Yield from APR and compounding frequency.
🌅 Retirement Planning (5)
401k, IRA, FIRE, Social Security
Retirement Calculator
Will you have enough? Project your retirement nest egg.
401(k) Calculator
Maximize employer match and project your 401(k) growth.
Roth IRA Calculator
Project tax-free growth in a Roth IRA.
FIRE Calculator
Financial Independence / Retire Early — when can you retire?
Social Security Calculator
Estimate your Social Security benefits at various claim ages.
🧾 Tax (5)
Income tax, capital gains, self-employment
Income Tax Calculator
Estimate your federal and state income tax liability for the year.
Tax Refund Estimator
Estimate whether you will get a refund or owe the IRS.
Capital Gains Tax Calculator
Estimate tax on short-term vs long-term capital gains.
Self-Employment Tax Calculator
Calculate self-employment tax for 1099 / freelance income.
Sales Tax Calculator
Calculate sales tax for any US state and locality.
💳 Credit & Debt Management (3)
Payoff strategies, DTI, utilization
Credit Card Payoff Calculator
How long to pay off your credit card? Snowball vs avalanche.
Debt-to-Income Ratio Calculator
Calculate your DTI ratio — critical for mortgage qualification.
Credit Utilization Calculator
Optimize your credit utilization ratio for credit score.
🛡️ Insurance (1)
Coverage needs, life and disability